Road To Ruin: Online Lenders Fight Regulation

Payday loan offices have been sprouting up across the country for decades. In these hard times, more people than ever are using payday loans to keep bill collectors at bay. Quick money, at interest rates of around 500% or more, for people with bad credit has been praised by some as a lifeline for the poor, but condemned by others as a trap to keep families in debt. Recently some states have passed laws limiting interest rates, but there is one marketplace that knows no borders — the Internet.

ANP visited a conference where online payday-lending lobbyists urged congress to reject reform, and then traveled to a small town near the Virginia-North Carolina border to learn about the experiences of a man who googled “bad credit loans” and found himself in more trouble than he bargained for.

Duration : 0:9:16


How Bad Credit Lending Solutions Help You Demonstrate Your Trustworthiness

Tags: 36%, 36% Interest Rate Cap, Chris Dodd, Dick Durbin, Durbin, Fraud, Greed, Interest Rate Cap, Joe Baca, Lisa McGreevy, Northway Financial, Online Lending Alliance, Payday Lending, Payday Loan, Predatory Lending

Monday, November 16th, 2009 bad credit lending

17 Comments to Road To Ruin: Online Lenders Fight Regulation

  1. My contempt is for …
    My contempt is for parents that are irresponsible. The SICK CHILD does not need two people at home all day if they are broke.

    ” internet is great for researching illness. ”
    Sure but a job is a great way to pay for an illness.

  2. bullzweep on November 16th, 2009
  3. Nice work. keep it …
    Nice work. keep it up. mean time come for social media marketing for esteembpo**com

  4. rndllhllw on November 16th, 2009
  5. Nice try. Keep it …
    Nice try. Keep it up check out esteembpo + com for social media marketing. ethtukiyt

  6. isabngeryer on November 16th, 2009
  7. Ohio passed a law …
    Ohio passed a law in 2008 capping payday loans at 28% down from the 391% they were charging. I was unaware this was so prevalent on the internet. This is a deplorable practice preying on those who can afford it the least.

  8. OhioDemocrat on November 16th, 2009
  9. Lisa McGreevy, …
    Lisa McGreevy, looks like an evil even the name sounds evil

  10. lesillmagpie on November 16th, 2009
  11. @bullzweep- what do …
    @bullzweep- what do you mean “Makes me sick” what are you sick about? this historically this kind of usury was illegal. i despise dumb like you that show contempt for families in emotional distress . what do you mean get a second job, they have SICK CHILD that has to go to the hospital, stupid. they had no idea the amount of specialist and length of care that was going to be needed, do the bill they thought they could handle soared. and the internet is great for researching illness.

  12. shoobedoorocketship on November 16th, 2009
  13. They took out four …
    They took out four loans to get 500$each then they were paying back 400$ a month interest????? heres an idea save the 400$ a month instead of taking the easy way out and using the payday loans. Hey heres an idea disconnect your fing internet if you are so broke. then you wont be tempted to surf the internet for easy money.

    Go get a freekin second job. Jeez. He was probably tired though.

    Makes me sick

  14. bullzweep on November 16th, 2009
  15. The nerve of these …
    The nerve of these loan sharks. They think the law is on their side when they are the ones playing with the law of nations as it is some game. They are going down with a millstone on their neck.

  16. 82abhilash on November 16th, 2009
  17. The nerve of these …
    The nerve of these loan sharks. They think the law is on their side when they are the ones playing with the law of nations as it is some game. They are going down with a millstone on their neck.

  18. 82abhilash on November 16th, 2009
  19. you fools was the …
    you fools was the apr not in black and white

  20. boswellchrome on November 16th, 2009
  21. thats what U.S. use …
    thats what U.S. use to call it

  22. boswellchrome on November 16th, 2009
  23. Overhere we call …
    Overhere we call that loan shark.

  24. DKMBismarck on November 16th, 2009
  25. its obvious these …
    its obvious these people are not having trouble finding food to put on the table….LOTS of food.

    here is an idea; DONT USE THE SERVICE!!!

  26. tissuekitten on November 16th, 2009
  27. It takes many years …
    It takes many years to raise a population where many people will fall for such scams as this. No job, no assets, no prospects — so they borrow money at an enormous interest rate? Of course the sharks should be held to account, but people, you get nothing, for nothing.

  28. RabbitNexus on November 16th, 2009
  29. Banking criminals …
    Banking criminals and politician criminals…. they go hand in hand.

  30. ThunderDog97 on November 16th, 2009
  31. Joe Baca – GFY. …
    Joe Baca – GFY. You’re a Democrat? You disgust me. All payday lenders should be in jail.

  32. WadeBlazingame34 on November 16th, 2009
  33. 704% Interest on a …
    704% Interest on a loan

    FUCK those people shut those companies down !!

  34. GreenEnergy2112 on November 16th, 2009

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